What Is a Good Net Worth By Age?

Net worth is the single best metric for measuring overall financial health. Unlike income, which only shows what's coming in, net worth shows what you've actually kept.

Understanding Median vs. Average

When looking at Federal Reserve data, it's important to focus on the median (the middle point) rather than the average, which is often skewed by the ultra-wealthy.

Benchmarks by Age (Median Data)

• Under 35: ~$14,000 (often lower due to student debt).
• 35-44: ~$91,000.
• 45-54: ~$168,000.
• 55-64: ~$212,000.
• 65-74: ~$266,000.

How to Grow Your Net Worth

Growth happens through three primary levers:

1. Increasing your savings rate.
2. Paying down high-interest debt.
3. Investing in appreciating assets like stocks and real estate.

Use our Net Worth Calculator to find your number and compare it to age-based benchmarks.